Legal

Terms of Use

Effective: September 17, 2026.

The service

Common provides household financial organization tools and optional AI connection features. It is not a bank, broker, tax filer, or licensed advisory service.

No professional advice

Content and AI outputs are for informational purposes only. You remain responsible for financial decisions.

Accounts & acceptable use

Provide accurate information, protect credentials, and do not attempt unauthorized access, abuse, or resale of the service.

Availability

We aim for reliable access but do not guarantee uninterrupted service. Export important records; do not treat Common as the sole copy of irreplaceable data.

Limitation

To the fullest extent permitted by law, Mosaic Minds Software, LLC disclaims warranties and limits liability arising from use of the service.

Contact

zachary@mosaicmindscounseling.com